Divorce changes many things at once, but for newly divorced moms, one of the biggest shifts is financial. Almost overnight, you are asked to step into a new role: CFO of your household . That title doesn’t come with a manual. Instead, it comes with decisions. Most women leave a divorce with a combination of assets and obligations such as investments, debt, maintenance, and child support. What often feels overwhelming isn’t any one item, but how everything fits together. The r

When most people think about estate planning, the focus is usually on who gets what . Names are listed, percentages assigned, and the assumption is that the work is done. But when it comes to retirement accounts, how  beneficiaries inherit can be just as important — and far more expensive — than who  inherits. As a CPA, I see this mistake more often than you’d expect. It’s quiet, technical, and rarely explained clearly — until the tax consequences show up. Separate Inherited