Divorce changes many things at once, but for newly divorced moms, one of the biggest shifts is financial. Almost overnight, you are asked to step into a new role: CFO of your household . That title doesn’t come with a manual. Instead, it comes with decisions. Most women leave a divorce with a combination of assets and obligations such as investments, debt, maintenance, and child support. What often feels overwhelming isn’t any one item, but how everything fits together. The r

When most people think about estate planning, the focus is usually on who gets what . Names are listed, percentages assigned, and the assumption is that the work is done. But when it comes to retirement accounts, how  beneficiaries inherit can be just as important — and far more expensive — than who  inherits. As a CPA, I see this mistake more often than you’d expect. It’s quiet, technical, and rarely explained clearly — until the tax consequences show up. Separate Inherited

Divorce often arrives with a storm of emotions, especially anger. When clients come for help, they usually carry this heavy burden. It’s natural to feel overwhelmed because divorce touches the core of personal life, shaking the foundation of what once was. Yet, one of the most powerful tools during this difficult time is surprisingly simple: listening . Slowing down to truly listen can change the entire course of divorce negotiations. Listening creates space for calm and clea

Giuseppa Maceri, CPA, IRS CAA When we think about being healthy , most of us think of eating better, working out more, and getting enough sleep.  I am a huge fan of all of this, but there’s one pillar of well-being that’s still often left out of the conversation: Financial Health. If you’re navigating a major life change—like divorce—or trying to regain control over your money, it’s time to look at your finances not just as numbers, but as part of your whole-body wellness. 1.