Declutter Your Life and Finances During Divorce: Why You Need a Coach and a CPA

Giuseppa Maceri, CPA, IRS CAA

Divorce isn’t just the end of a relationship — it’s a major life reset. 

Just like you might clean out your closet during a fresh start, this is the perfect time to declutter your finances and get clarity around your financial future.

Decluttering emotional baggage is not easy!  Decluttering financial assets? Even harder — especially if you’ve never handled them before.

That’s where having the right team makes all the difference.

Why Decluttering Isn’t Just About Stuff

You might be splitting furniture or TVs, but the more important clutter is the kind you can’t see — old financial accounts, hidden liabilities, or a lifestyle that doesn’t match your new reality.

Financial decluttering during divorce means:

-- Taking stock of what you own (bank accounts, investments, property)

-- Listing out what you owe (credit cards, loans, taxes)

-- Creating a clean, honest picture of your finances — for you and the court

The CPA: Your Numbers Expert

A Certified Public Accountant ("CPA")  experienced in divorce cases can help you:

• Organize financial documents (especially if your spouse handled the money)

• Prepare financial affidavits or court forms (like a CIS or Statement of Net Worth)

• Analyze assets and debts so you don’t overlook what you’re entitled to

• Understand the tax impact of dividing property, retirement accounts, or selling a home

You’d be surprised how often people agree to financial settlements that look fair — but aren’t, once you understand the taxes.

The Divorce Coach: Your Emotional Guide and Strategy Partner

A Divorce Coach helps you stay focused and grounded when emotions take over:

• Break down overwhelming tasks (like gathering years of financial records)

• Help you prioritize what really matters

• Act as a sounding board when you're too overwhelmed to think clearly

• Guide communication with your attorney or CPA so you're asking the right questions

They’re the calm voice in the chaos.

It’s Time to Take Out the Trash — and Keep the Treasure

This is your chance to build a new financial foundation that supports the life you want post-divorce. But to do that, you need clarity.

Declutter first. Strategize next. Then act.

And don’t do it alone.

Ready to Start?

Whether you’re overwhelmed by spreadsheets or stuck in emotional quicksand, we can help you clear the clutter — from your home and your head.

Book a consultation! Let’s make sure nothing (and no one) is left behind that doesn’t serve your future.

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